The Christmass season is a time of joy, but it’s also a period of intense preparations, including shopping for gifts. More and more people turn to online shopping for convenience and time savings. Unfortunately, this season is also a prime opportunity for scammers who exploit our inattention and the pressure of holiday deadlines. So, how can you protect yourself from losing money or having your personal data stolen? Here are some practical tips to help you shop online safely.
1. Check the store’s URL
Fake websites often have URLs that appear correct at first glance but show subtle differences upon closer inspection.
- Look for addresses that start with “https://”, where the “s” indicates a secure connection. The absence of this element should raise a red flag.
- Avoid websites with strange domains such as “.xyz”, “.top”, or ones with typos in the name, such as “amzon.com” instead of “amazon.com.”
2. Beware of suspiciously low prices
If an item that normally costs $500 is offered for $50, it might be a trap. Fake websites often lure victims with unbelievable deals to entice them into making a purchase.
3. Watch out for missing contact details
A lack of company address, phone number, or email address is a major warning sign. It’s also a good idea to verify whether the provided phone number works and the address exists.
4. Use payment cards
Paying with a credit or debit card allows you to file a dispute (called a chargeback) if something goes wrong.
5. Avoid bank transfers
Sending money directly to a bank account is risky because it’s challenging to recover funds if you fall victim to fraud.
6. Consider using disposable payment cards
Many banks offer the option to generate single-use card numbers, reducing the risk of data theft.
7. Check online reviews
Before making a purchase, read reviews about the store. Use independent review platforms like Trustpilot, Google Reviews, or Opineo. Keep in mind that some reviews may be fake, so assess their credibility.
8. Look up the store in company registers
In Poland, you can verify whether a company is registered by using the Central Registration and Information on Business (CEIDG) or the National Court Register (KRS).
9. Be cautious with new stores
If a store has just launched and is offering numerous “promotions,” proceed with caution. New websites are often created for short-term scams, aiming to take money and disappear.
10. Check the terms and conditions
A reputable store will have clearly defined policies regarding returns and complaints. The absence of such information or vague wording should raise concerns.
Summary
Online shopping can be quick, convenient, and safe if approached with caution. Stay vigilant, verify websites, use secure payment methods, and always follow the principle: if something seems too good to be true, it probably is. Following these rules will help you avoid unpleasant surprises and fully enjoy the holiday spirit.
Happy and safe shopping!